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Welcome to Parenthood: Here’s What You Should Know About Your Policy

Welcome to Parenthood: Here’s What You Should Know About Your Policy

Becoming a new parent is an exciting, challenging, and somewhat overwhelming experience. When your child is born, you are suddenly responsible for a whole new little person. Instantly, your top priority becomes caring for and protecting your child. Life insurance plays an important role in protecting your baby boy or girl. It is a way to ensure financial support should something unexpected happen to you....

Should I Apply for Medicare if I have Veterans Affairs Coverage?

Should I Apply for Medicare if I have Veterans Affairs Coverage?

The Veterans Administration (VA) encourages veterans to enroll in Medicare Parts A and B at age 65, during the initial enrollment period. This gives you more options for the care you may need in the future. VA health care will cover care you receive in VA clinics and hospitals, but it does not generally cover care provided by other doctors and facilities. Even if you...

Top 3 Business Insurance Myths

Top 3 Business Insurance Myths

Insurance is essential in today’s economic environment. We have health insurance in case we become ill or injured. We carry auto insurance so we can legally drive and for protection in case of a crash. Businesses are no exception to the rule. If you own a business, you need the right kinds of business insurance coverage to protect it. The following are common business insurance...

Native American Heritage Month

Native American Heritage Month

National Native American Heritage Month is celebrated in November of every year. It is a time to explore the heritage and culture of Indigenous peoples, both historically and in the present. In the month of November, we celebrate Native American, Alaska Native, Native Hawaiian, and Island communities to ensure their histories and traditions continue to thrive with the coming generations. Native American Heritage Month is...

Should I Provide 401(k) Matching?

Should I Provide 401(k) Matching?

Employees love to watch the value of their 401(k) grow. Employers who match 401(k) funds are providing one of the most popular employee benefits. The investment in these retirement savings accounts are tax-free, taxed when funds are withdrawn at retirement or when withdrawn early for another reason. Types of 401(k) Plans As an employer, you have two options: Traditional 401(k): These retirement accounts are built...